Terms of Service

Please read these Terms of Service carefully before using the services offered by Safer Transitions Inc. By engaging our services or using our website, you agree to be bound by these terms.

1. About Safer Transitions Inc.

Safer Transitions Inc. is a financial services firm incorporated in Québec, Canada, providing bookkeeping, tax support, GST/QST compliance, QuickBooks setup, and fractional CFO advisory services to businesses in Canada.

2. Services

Our services include, but are not limited to:

• Monthly bookkeeping and bank reconciliation
• GST/QST filing support and compliance
• QuickBooks Online setup and training
• Monthly and quarterly financial reporting
• Payroll compliance support
• Accounts payable and receivable reconciliation
• Fractional CFO advisory services
• KPI dashboard design and monitoring
• R&D tax credit and grant assistance
• Provincial and federal incorporation services

The specific scope of services, deliverables, and fees for each engagement are defined in a separate Service Agreement or engagement letter signed by both parties.

3. Engagement and Service Agreement

Services commence upon execution of a written Service Agreement or engagement letter. The Service Agreement governs the specific terms of each engagement, including scope, fees, payment schedule, and duration. In the event of any conflict between these Terms of Service and a specific Service Agreement, the Service Agreement shall prevail.

4. Fees and Payment

Fees are as set out in your Service Agreement. Unless otherwise specified:

• Monthly retainer fees are invoiced at the beginning of each month and due within 15 days of invoice date
• Project-based fees are invoiced as specified in the Service Agreement
• Late payments are subject to interest at 1.5% per month (18% per annum)
• All fees are in Canadian dollars and are exclusive of applicable taxes (GST/QST)

5. Client Responsibilities

To enable us to provide our services effectively, you agree to:

• Provide accurate, complete, and timely information and documentation as requested
• Notify us promptly of any changes to your business that may affect our services
• Review and approve all financial reports and filings within the timeframes specified
• Maintain access credentials for accounting software and banking platforms as required
• Ensure that all information provided to us is truthful and not misleading

Safer Transitions Inc. relies on the accuracy of information provided by clients. We are not responsible for errors or omissions resulting from inaccurate or incomplete information provided by the client.

6. Confidentiality

Both parties agree to maintain the confidentiality of all non-public information exchanged in connection with the services. We will not disclose your financial or business information to third parties except as required to provide the services, as required by law, or with your explicit consent.

Our confidentiality obligations survive the termination of our engagement.

7. Limitation of Liability

To the maximum extent permitted by applicable law:

• Safer Transitions Inc. is not liable for any indirect, incidental, special, or consequential damages arising from our services
• Our total liability for any claim arising from our services is limited to the fees paid by you in the three months preceding the claim
• We are not responsible for decisions made by the client based on our reports or recommendations
• We are not responsible for penalties, interest, or assessments resulting from information provided by the client that was inaccurate or incomplete

8. Professional Scope

Safer Transitions Inc. provides bookkeeping, financial reporting, and advisory services. We are not a law firm and do not provide legal advice. While we assist with tax filing support and CRA/Revenu Québec compliance, we recommend consulting a licensed tax attorney or CPA for complex tax planning matters. Our services do not constitute the practice of law or regulated financial advice under securities legislation.

9. Termination

Either party may terminate the engagement with 30 days' written notice, unless otherwise specified in the Service Agreement. Upon termination:

• All outstanding fees become immediately due and payable
• We will provide you with all your financial records and data in a standard format within 10 business days
• Confidentiality obligations continue after termination

10. Intellectual Property

All financial reports, templates, dashboards, and other work product created specifically for your engagement become your property upon full payment of fees. Our proprietary methodologies, processes, and tools remain the intellectual property of Safer Transitions Inc.

11. Governing Law

These Terms of Service are governed by the laws of the Province of Québec and the federal laws of Canada applicable therein. Any disputes shall be resolved in the courts of Montréal, Québec.

12. Amendments

We reserve the right to update these Terms of Service at any time. We will notify existing clients of material changes by email. Continued use of our services after such notification constitutes acceptance of the updated terms.

13. Contact

For any questions regarding these Terms of Service:

Safer Transitions Inc.
Montréal, Québec, Canada
Email: info@safertransitions.com
Phone: +1 (514) 431-5832